Sick leave compensation
If you or an employee falls ill, there is a risk that your income will drop, while the fixed costs still have to be paid.
With a sick leave compensation insurance, you can feel secure that your business will receive money if a key person needs to go on long-term sick leave - all that is needed is that Försäkringskassan has granted sickness benefit.
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Get compensation 7 days/week
Get compensation for all days of the week and choose which daily amount you want.
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Choose your compensation
Choose your daily compensation and set your own grace period.
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No medical certificate needed
The insurance is simple and you will only need to provide proof of approved sickness benefit from Försäkringskassan to get your compensation.
Get compensation every day
It is difficult to predict a sick leave and what consequences it may have. Expenses keep rolling in and you're losing income because you cannot work. With our insurance, granted sickness benefit from Försäkringskassan is the only thing required for the company to receive compensation. It is as easy as that.
What amount should I choose?
| Choose coverage amount | Your daily compensation |
|---|---|
|
100 000 SEK
|
278 SEK/day |
|
200 000 SEK
|
556 SEK/day |
|
300 000 SEK
|
833 SEK/day |
|
400 000 SEK
|
1 111 SEK/day |
|
500 000 SEK
|
1 389 SEK/day |
|
800 000 SEK
|
2 222 SEK/day |
What is a grace period and how many days should I choose?
Your grace period indicates the number of days before the company starts receiving money. The minimum waiting period that can be selected before the company receives compensation via the insurance in the event of sick leave is 30 days.
Antal karensdagar du kan välja när du tecknar försäkringen:
- 30 days
- 60 days
- 90 days
- 180 days
Depending on how big an impact long-term sick leave will have on your company, you can choose the solution that suits you the best.
Financial security for you as a self-employed person
If you or an employee falls ill, there is a risk that income will drop, while the fixed costs remain unchanged. Salary, social security contributions, rent, telephone, and other expenses must still be taken care of.
With a sick leave compensation insurance, you can feel secure that the company will receive money every day of the sick leave. The insurance is mainly recommended for smaller companies where a large part of the company's revenue depends on people's specialist skills.